Trump Administration Loosens Limitations On Short-Term Health Plans

 

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Insurers will again be able to sell short-term health insurance good for up to 12 months under final rules released Wednesday by the Trump administration. Insurers will again be able to sell short-term health insurance good for up to 12 months under final rules released Wednesday by the Trump administration. Trump Administration Loosens Restrictions On Short-Term Health Plans Short term health plans will be available starting in October. They may deny insurance to people with pre-existing condition, and they may not cover maternity care, preventive care, mental health services or substance abuse treatment.

Insurers will again be able to sell short-term health insurance good for up to 12 months under final rules released Wednesday by the Trump administration. This action overturns an Obama administration directive that limited such plans to 90 days. Contributing Writer (Special from Kaiser Health News) — Insurers will again be able to sell short-term health insurance good for up to 12 months under final rules released last Wednesday by the Trump administration.

This action overturns an Obama administration directive that limited such plans to 90 days. Short-term health plans | Illustration courtesy Kaiser Health News Insurers will again be able to sell short-term health insurance good for up to 12 months under final rules released this week by the Trump administration. This action overturns an Obama administration directive that limited such plans to 90 days. Insurers will again be able to sell short-term health insurance good for up to 12 months under final rules released Wednesday by the Trump administration.

Trump Administration Loosens Restrictions On Short-Term Health Plans Insurers will again be able to sell short-term health insurance good for up to 12 months under final rules released Wednesday by the Trump administration. Trump Administration Unveils Proposed Rule To Loosen Restrictions On Short-Term Health Plans. By Julie Appleby, Kaiser Health News. February 20, 2018 at 10:15 AM EST.

The Trump administration issued new insurance rules Wednesday to encourage more Americans to buy inexpensive, skimpy health plans originally designed for short-term use.

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In the meantime, President Trump signed an executive order on his first day in office that provides remedies for the collection of various penalties under the ACA.

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Under the Trump administration, states are able to impose work requirements on Medicaid recipients and to ease restrictions on short-term health plans.

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[Timothy Jost, Trump Executive Order Expands Opportunities For Healthier People To Exit ACA (Oct. 12, 2017) available at healthaffairs.org] DOL issued proposed rules that would allow businesses in an industry or geographic region to create association health plans that are exempt from PPACA coverage mandates.

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Trump’s executive order required the secretary of Health and Human Services and other agencies to waive, defer, grant exemptions from, or delay any requirement of ObamaCare that would impose a fiscal burden.

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In 2017, President Trump signed an executive order that directed federal government agencies to “exercise all authority and discretion available to them to waive, defer, grant exemptions from, or delay the implementation of any provision or requirement of the ACA that would impose a fiscal burden.”47

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In an ongoing court case, the Trump administration is supporting a total repeal of the Affordable Care Act—including its guarantee that patients can’t be denied coverage for preexisting conditions.

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As noted earlier, the Trump administration’s policy choices have put states at the center of health reform.

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Trump administration court filing threatens coverage for preexisting conditions.

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Similarly, the Trump administration has proposed that nursing homes participating in Medicare be allowed to require binding arbitration, reserving a ban on arbitration that the government had imposed during the last months of the Obama administration.

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Trump’s administration also announced it would not try to enforce the act’s requirement that health insurance companies provide coverage to consumers with preexisting health conditions.

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Oktay Kutluk

Kutluk Oktay, MD, FACOG is one of the world's foremost experts in fertility preservation as well as ovarian stimulation and in vitro fertilization for infertility treatments. He developed and performed the world's first ovarian transplantation procedures as well as pioneered new ovarian stimulation protocols for embryo and oocyte freezing for breast and endometrial cancer patients.

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17 comments

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  • People can’t afford health insurance because Trump and the GOP tax bill all but gutted the ACA. Now the plan is cheap policies that waste money on premiums for limited coverage. Time for Medicare for All.

  • Probably the most important thing is to stop the chronic disease epidemic here in the USA which is caused by unregulated corporation and the ignorance of the population. We are the sickest of the wealth nations. More than 60% of us has at least one chronic disease. Many have the at least 3, diabetes, heart disease, and cancer. Something like 12% have five chronic diseases (adding in arthritis, COPD, asthma, and/or AD. The group with 5, or more, are usually the elderly. People in their 40’s and 50’s are the ones with diabetes, heart disease and cancer. You are being distracted with nonsense and garbage news so you don’t realize we are a dying population. It’s nice for governement. It means they get to keep the social security… and continue robbing from social security.

  • I’m sorry, but despite being on board with nearly every other viewpoint this appears to be ‘cheaper’ but that is the very thing that is forcing up cost for others. And the people that now don’t get insurance what happens when they get sick? Taxpayer?

  • The dems appear to exclusively favor dictated markets where they call the shots, and cost to the taxpayer is not a consideration. It is nice to see a tiny bit of “free market” making a re-appearance in healthcare. There are states that don’t like the concept of “free markets”, so the short term option won’t be available to all Americans. Shame.

  • ALL YOU HAVE TO DO IS STOP THE PBM’S FROM TAKING THE BILLIONS OF DOLLARS FROM THE PATIENTS AND PHARMACISTS AND GIVING NOTHING TO MEMBERS OF GOVERNMENT TO LOOK THE OTHER WAY THERE WOULD BE NO PROBLEMS. WE ALL IN THE MEDICAL FIELD KNOW ABOUT THIS AND YOU DO ALSO.

  • A governments job is to keep the community healthy, everyone that has an income should pay a yearly charge to subsidise the less fortunate. i.e. some form of medicare.

  • I had a low cost limited benefits plan that cost me $38 a month (this was 2009-12). I got 6 dr visits a year, plus one wellness visit, 6 lab/xrays and i got money BACK on scripts because i used a provider that charged less than there minimum. one time got $138 back! extra income. this is a good model for healthy people.

  • TO: ALEX AZAR, HEALTH CARE DEPT. THERE IS A VIDEO ON NETFLIX CALLED ROOT CAUSE PLEASE WATCH ALL OF IT THIS IS VERY IMPORTANT!!!!!! IT’S ABOUT THE EFFECT YOUR TEETH HAS ON YOUR HEALTH. THIS MIGHT MAKE MORE PEOPLE HEALTHY IN STEAD OF SO MUCH SICKNESS THAT WE HAVE!!!!!!!!!! THANK YOU, SUSAN WASHBURN

  • Make no mistake what I’m going to say the government and the government constituencies call government employees academic tenure and the military industrial complex are predators on the backs of the hard-working tax-paying civilians of this country

    Those three institutions need to get a civilian job immediately

    We the American people the hard-working American civilian tax-paying Workforce are tired of supporting those three institution through redistribution of wealth for their virtual reality get a civilian job do us all a favor do yourself a favor be somebody not a tax-payer mooch in one of those three institutions

  • Its not big government that is cheating you out of affordable health care. Its the large health care companies that pay massive lobbyist funds given to the politicians. You clowns have no idea why you cant have affordable health care

  • Let’s see those socialist healthcare systems in Europe research all their own drugs and techniques and also pay for their own defense. Muh socialism only works until you run out of other people’s money

  • Let patents expire (medical equipment costs will drop). Allow competition accross state lines. Encourage collective bargaining from public and private communities.

  • If you support the fraud in Chief known as the Orange pig Donald.you no longer are a Christian or patriot…so quit pretending by espousing morals and values…you Donnie voters have none

  • Healthcare options plans, hummm what a concept! Something we always had. Now Trump is giving them back so we can choose the one we need again! If I don’t need one for maternity, I can get a plan that doesn’t cover that at a lower cost! If I have no pre-existing condition, I can Choose a different plan! If I’m not on Medicine and not worried about Drugs, I can get a different plan! Trump just signed a bill so Americans can get lower pharmaceutical prices!

  • Only great for healthy people. Which is great but the whole point in insurance is pool your money so you don’t go broke or bankrupt when you do finally get sick or severely hurt. Car insurance is the same way. That’s literally the concept of “insurance”.

  • @KaiserHealthNews
    My comment pertains to your recent article suggesting Covid-19 may be attacking the heart muscles, causing cardiac arrest. I have serious issue with this since it has been established that hospitals have been treateating infected patients with hydro/chloroquine, the med Trump has been peddling.
    The most reported side effects of that drug are related to the heart, and can cause cardiac arrest.
    Please do not deflect.
    Thank you.

  • Nice attempt at propaganda, but still no dice.
    You can jump on the hate Trump bandwagon all day long, but the bottom line is that each and every problem with the healthcare industry rests completely on the shoulders of the insurance providers. For DECADES, you price gouged the consumers until OsamaCare was forced on Americans and THEN you made a fortune off of THAT… and now you’re whining that the ‘bad orange man’ is destroying healthcare. Fuck all of you.